Frequently Asked Questions 

Q. What are my options for filing for Florida bankruptcy?

A.  Florida residents have three options when it comes to filing bankruptcy: Chapter 7, Chapter 13 and Chapter 12. Chapter 7 bankruptcy is also referred to as "straight" or "clean slate" bankruptcy. This option wipes out all applicable debt immediately. Chapter 13 bankruptcy allows the individual to create a payment plan to wipe out debt over several years of payment. Chapter 12 bankruptcy is a special process only available for family farmers and fishermen and follows slightly different procedures than the more common Chapter 7 and Chapter 13 proceedings.

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